SDBA Unlock

The Self-Directed Side

A short, free note on how the Schwab PCRA in your 401(k) works and how to make the most of it. What changed, what PCRA investors hold from Schwab's own data, one how-to, and a reader question. Stop anytime.

General education about how the benefit works. It's not investment, tax or legal advice, and it never tells you what to buy. We report what Schwab publishes; that's not a recommendation of any security.